Renato acts as Partner and Head of Portfolio Management at Dr. Pirmin Hotz Vermögensverwaltungen AG and is part of the Hotz team since 2014. In 2015, he successfully completed his dual post-graduate studies as Master of Banking & Finance at the University of Applied Sciences in Business Administration. Prior to joining Hotz, Renato served as a Portfolio Manager at two distinguished independent asset managers in the Zurich region as well as specialist in the business area Financial Intermediaries at UBS AG in Zurich. His prior career steps can be summarized as follows: Graduation from University of Applied Sciences and Business Administration in 2007 (BA in Business Administration with a major in Finance); Talent promotion programme at UBS AG, with assignments in a variety of fields; Joining UBS AG, having completed a banking apprenticeship in 1999.