Raphael acts as Senior Portfolio Manager and Deputy Head Portfolio Management at Dr. Pirmin Hotz Vermögensverwaltungen AG and is part of the Hotz team since 2020. Prior to Hotz, he served as Investment Advisor at LGT Bank (Switzerland) Ltd. and is a CFA Charterholder since 2016. His former career steps can be summarized as follows: Financial Consultant at VZ VermögensZentrum; Graduation as Bachelor of Science in Business Administration with a Major in Banking and Finance at University of Applied Science (ZHAW) in 2012; Investment Advisor at Raiffeisenbank; commercial apprenticeship at Raiffeisenbank, completed in 2006.