Melanie acts as Portfolio Manager at Dr. Pirmin Hotz Vermögensverwaltungen AG, joining the Hotz team in 2016. She graduated as Banker, Advanced Federal Diploma of Higher Education, Lucerne in 2013. Prior to her engagement with Hotz, Melanie served as a Relationship Manager at Raiffeisenbank Cham-Steinhausen. Her former career steps can be summarized as follows: Language Studies – English; Banking apprenticeship at Raiffeisen, graduation in 2008.