Karina is a Junior Portfolio Manager at Dr. Pirmin Hotz Vermögensverwaltungen AG and has been a part of the Hotz team since 2022. She is currently completing her part-time studies at the Zurich University of Applied Sciences (ZHAW) with an expected degree of Bachelor of Science in Business Administration with a Specialization in Banking and Finance in 2026. Her past career steps can be summarized as follows: bank apprenticeship at Bank Zimmerberg AG, bilingual Immersion (German/English) as well as Russian basic education in Moscow.